:root{--forest:#173b32;--cream:#f7f3e9;--gold:#c59b59;--ink:#22332d}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:Arial,Helvetica,sans-serif;background:var(--cream);line-height:1.6}header{background:#fff;position:sticky;top:0;z-index:5;box-shadow:0 2px 14px #0001}.nav{max-width:1100px;margin:auto;padding:13px 22px;display:flex;align-items:center;justify-content:space-between;gap:16px}.brand{font-family:Georgia,serif;font-size:20px;color:var(--forest);font-weight:bold;text-decoration:none}.nav a.cta,.btn{background:var(--gold);color:#172d25;padding:12px 22px;border-radius:5px;text-decoration:none;font-weight:bold;border:0;cursor:pointer}.hero{background:linear-gradient(105deg,#102d27eb,#173b32b8),radial-gradient(circle at 80% 30%,#d4ae6c 0%,#426f55 45%,#16382f 90%);color:white;padding:92px 22px}.wrap{max-width:1100px;margin:auto}.hero-inner{max-width:720px}.eyebrow{text-transform:uppercase;letter-spacing:3px;color:#e3bd79;font-size:13px;font-weight:bold}h1,h2,h3{font-family:Georgia,serif;line-height:1.15}h1{font-size:clamp(38px,6vw,67px);margin:16px 0}h2{font-size:clamp(29px,4vw,42px);margin:0 0 16px}.hero p{font-size:19px;max-width:620px}.hero .btn{display:inline-block;margin-top:18px}.section{padding:72px 22px}.center{text-align:center}.sub{max-width:650px;margin:0 auto 36px;color:#59665f}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{background:white;padding:28px 23px;border:1px solid #e8e4d9;border-radius:9px;box-shadow:0 5px 20px #00000008}.card h3{font-size:22px;color:var(--forest)}.symbol{font-size:30px;color:#b88b4d}.dark{background:var(--forest);color:#fff}.dark .sub{color:#dce7df}.quote-layout{display:grid;grid-template-columns:.8fr 1.2fr;gap:50px;align-items:start}.quote-layout h2{margin-top:10px}.form-box{background:white;color:var(--ink);padding:30px;border-radius:12px;box-shadow:0 14px 40px #0002}label{display:block;font-weight:700;font-size:14px;margin:15px 0 6px}input,select,textarea{width:100%;border:1px solid #c9d0c9;border-radius:5px;padding:12px;font:inherit;background:white}input:focus,select:focus,textarea:focus{outline:2px solid var(--gold);outline-offset:1px}.two{display:grid;grid-template-columns:1fr 1fr;gap:14px}.check{display:flex;gap:10px;align-items:flex-start;margin:18px 0}.check input{width:auto;margin-top:5px}.check label{margin:0;font-weight:normal;font-size:12px;line-height:1.5}.full{width:100%;font-size:16px;padding:15px}.small{font-size:12px;color:#5e6c64}.form-box .small{margin-bottom:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{padding:20px}.num{font-family:Georgia,serif;color:#b88b4d;font-size:36px}.about{max-width:780px;margin:auto;text-align:center}footer{background:#102920;color:#e4e9e2;padding:32px 22px;font-size:13px}footer a{color:#e8c48b}.disclaimer{font-size:12px;opacity:.9;margin-top:26px}@media(max-width:800px){.cards{grid-template-columns:repeat(2,1fr)}.quote-layout{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.hero{padding:72px 22px}}@media(max-width:520px){.cards,.two{grid-template-columns:1fr}.nav{padding:12px}.brand{font-size:16px}.nav a.cta{font-size:12px;padding:10px}.form-box{padding:20px}}
.section .eyebrow { color: #745320; }
.dark .eyebrow { color: #e3bd79; }
.section[id], footer[id] { scroll-margin-top: 76px; }
.card-link { display: inline-block; color: #173b32; font-weight: bold; }
.feature-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.content { max-width: 720px; }
.content a:not(.btn) { color: #173b32; }
.content .btn { display: inline-block; }
.page-hero { padding: 56px 22px; }
.about .btn, .content .btn { margin-top: 14px; }
.check a { color: #173b32; }
@media (max-width: 520px) { .feature-grid { grid-template-columns: 1fr; } }
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }