Living Benefits
Access to benefits after a qualifying event.
Some life policies include or offer an accelerated death benefit. If you meet the contract requirements, you may be able to receive part of the death benefit during your lifetime. Qualifying events and payout limits vary.
What to compare
- Which conditions qualify and what documentation is required.
- How much of the benefit you can accelerate and what fees or discounts apply.
- How taking an early payment reduces the amount available to your beneficiaries.
Read more from the Illinois Department of Insurance.
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